TruckQuote ("TruckQuote," "we," "us," or "our") respects your privacy. This Privacy Policy explains what information we collect when you request a commercial truck insurance quote, how we use it, who we share it with, and the choices you have. By using our website or submitting a quote request, you agree to the practices described below.
1. Who We Are
TruckQuote operates as a licensed insurance broker/producer that helps owner-operators and trucking companies obtain commercial truck insurance quotes. We compare offers from multiple insurance carriers on your behalf. We do not underwrite or issue insurance policies ourselves.
2. Information We Collect
We collect information you voluntarily provide when you fill out a quote form or contact us, which may include:
- Contact details: first and last name, phone number, and email address.
- Location: the state in which you operate.
- Operation and risk details: DOT number, number of trucks, cargo type (such as dry van, flatbed, reefer, tanker, or hazmat), policy expiration timing, operating radius, cargo value, and loss/claims history.
We may also automatically collect limited technical information through cookies and similar technologies, such as your IP address, browser type, device information, and how you interact with our site (see Section 8).
3. How We Use Your Information
We use the information you provide to:
- Obtain and prepare commercial truck insurance quotes for you;
- Share your details with insurance carriers and their underwriters so they can quote your coverage;
- Contact you by phone, text message, or email to discuss your quote and coverage options;
- Respond to your questions and provide customer service;
- Comply with legal, regulatory, and recordkeeping obligations; and
- Improve our website and services.
4. Consent to Be Contacted
When you submit a quote request, you consent to be contacted by a licensed TruckQuote agent at the phone number and email you provide, including by phone call and text message, regarding your insurance quote. Standard message and data rates may apply. Consent to be contacted by automated means is not a condition of purchasing any product or service. You can opt out of text messages at any time by replying STOP, and you can ask us to stop calling you by telling our agent or contacting us using the details in Section 11.
5. How We Share Your Information
We share your information with:
- Insurance carriers and underwriters we work with, so they can prepare quotes and, if you choose to buy, issue a policy;
- Service providers that help us operate our website and manage leads (for example, hosting and customer-relationship tools), who are only permitted to use your information to provide services to us;
- Legal and regulatory authorities when required by law, subpoena, or to protect our rights.
We do not sell your personal information for advertising purposes. We share it for the purpose of obtaining insurance quotes you requested.
6. Data Retention
We retain your information for as long as needed to provide our services, maintain our business records, and comply with legal and regulatory requirements. Insurance recordkeeping rules may require us to keep certain records for several years after our last interaction with you. When information is no longer needed, we securely delete or anonymize it.
7. Your Rights and Choices
Depending on where you live, you may have the right to:
- Request access to the personal information we hold about you;
- Request correction of inaccurate information;
- Request deletion of your information, subject to legal recordkeeping requirements;
- Opt out of marketing calls, texts, or emails; and
- Ask questions about how your information is used.
To exercise any of these rights, contact us using the information in Section 11. We will respond within the timeframe required by applicable law.
8. Cookies and Tracking
Our website may use cookies and similar technologies to make the site function, remember your preferences, and understand how visitors use the site so we can improve it. You can control cookies through your browser settings. Disabling cookies may affect how some parts of the site work.
9. Data Security
We use reasonable administrative, technical, and physical safeguards designed to protect the information you share with us. No method of transmission or storage is completely secure, however, so we cannot guarantee absolute security.
10. Children's Privacy
Our website and services are intended for businesses and individuals age 18 and older. We do not knowingly collect personal information from children.
11. Contact Us
If you have questions about this Privacy Policy or want to exercise your privacy rights, contact us:
- Phone: 801-854-4660
- Email: info@truckquote.info
- Mailing address: [INSERT MAILING ADDRESS — Andrew to provide]
12. Changes to This Policy
We may update this Privacy Policy from time to time. When we do, we will revise the "Effective date" above. Your continued use of our website after changes are posted means you accept the updated policy.